Business Savings &
Certificates of Deposit

Product	Business Savings	Business CD
Minimum Opening Deposit	$500	$2,500 $100,000 for terms 29 days or less
Monthly Service Charge	$10 or waived with an avg. daily balance of $1,000	None
Interest Bearing	Yes, Tiered Interest Rate1	Yes, Tiered Interest Rate1
Transaction Restrictions	Unlimited deposits and in-person transfers. Other transfers and withdrawals are limited.2	Contributions must be made during the grace period.  Withdrawals prior to maturity may be subject to penalty.
Other Available Services:
Online Banking

¹See current rate sheet for rates and terms. Variable rates may change daily and interest is compounded daily.  Interest begins no later than the business day we receive credit for the deposit of non-cash items (for example, checks).

²Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings account to a maximum combined total of six (6) per monthly statement cycle or similar period.  A service charge of $10 will apply for each transaction that exceeds the limit.  Please refer to our Account Terms and Conditions for details.