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PERSONAL BANKING - Personal Checking


Personal Checking Brochure

ONLINE CHECKING
The account of the future—and it’s available today! Combine a Visa® Bonus Check Card with Bill Pay and who needs checks? To ease the transition to banking without paper, we’ll give you a supply of old-fashioned paper checks too!

Description: Non-interest checking account
Account features:
  • Free Bill Pay

  • Visa® Bonus Check Card

  • Deposit by wire, mail, or direct deposit (ACH)

  • Two free checks per month

  • Free Online Banking and Telephone Banking access
Average daily ledger balance to avoid service charge: $500 or automatic deposit to your account
Monthly service charge: $5.00 plus $1 per check over 2 per monthly cycle
Minimum initial deposit to open account: $100

ECONOMY CHECKING
If you have limited checking needs and you're looking for a lower monthly service charge, Economy Checking should fit your needs. No per-item charges for the first ten checks and/or point-of-sale transactions.

Description: Non-interest checking account
Account features: Limited to 10 checks and/or POS transactions per statement cycle; unlimited withdrawals by ATM at no charge. Free Online Banking, Telephone Banking, and VISA® Bonus Check Card.
Monthly service charge: $7.50 plus 50¢ per check/POS over 10 per monthly cycle
Minimum initial deposit to open account: $100

PERSONAL CHECKING
Our simple, easy-to-balance checking account fits the needs of almost everyone.

Description: Non-interest checking account
Account features: Unlimited check writing and unlimited withdrawals in person or by ATM at no charge. Free Online Banking, Telephone Banking, and VISA® Bonus Check Card.
Average daily ledger balance to avoid service charge: $500
Combined average daily ledger balance in checking & savings to avoid service charge: $1,000
Monthly service charge: $10
Minimum initial deposit to open account: $100

INTEREST CHECKING
Our exclusive checking plan offers you a bundle of valuable services and extras, and lets you link balances in other accounts to avoid service charges.

Description: Interest-bearing checking account
Interest: Two tiers—up to $24,999.99, $25,000.00 and above
Account features: Unlimited check writing and unlimited withdrawals in person or by ATM at no charge. Free Online Banking, Telephone Banking, and VISA® Bonus Check Card.
Average daily ledger balance to avoid service charge: $2,500
Combined average daily ledger balance in checking & savings to avoid service charge: $3,000
Monthly service charge: $15
Minimum initial deposit to open account: $100

50+ GOLD CHECKING
For those of you 50 years or better. Get valuable benefits like free personalized checks, Visa® Bonus Check Card, cashiers checks at a discounted fee, a personal size safe deposit box at a discounted rate (availability limited), free fax service, and more.

Description: Interest-bearing checking account
Account features: Unlimited check writing and unlimited withdrawals in person or by ATM at no charge. Free Online Banking, Telephone Banking, and Visa® Bonus Check Card.
Daily ledger balance to avoid service charge: $100
Monthly service charge: $5
Minimum initial deposit to open account: $100

BONUS CHECKING
Free online bill payment, ATM surcharge rebates,  and more!

Description: Interest-bearing checking account
Interest: Two tiers—up to $24,999.99, $25,000.00 and above
Account features: Unlimited check writing and unlimited withdrawals in person or by ATM at no charge. Free Online Banking and Telephone Banking access, two free boxes of bank image checks, discounts on cashiers checks, VisaŽ Gift Cards, and small Safe Deposit Box, VISA® Bonus Check Card, and ATM surcharge rebates reimburses up to five ATM withdrawals per month.
Average daily ledger balance to avoid service charge: $5,000
Combined average daily ledger balance in checking, savings, & Certificate of Deposit to avoid service charge: $25,000
Monthly service charge: $25
Minimum initial deposit to open account: $100



 
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