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PERSONAL BANKING - Residential Loans


Home Mortgage Lending Available:

  • Prompt Personal Service

  • Purchase and Refinance Lending Available

  • First, Second and Home Equity Lines of Credit

  • Limited Documentation Available

  • Investment Property Financing

  • No Points / No Fee Mortgage Options

We understand the importance of owning your own home. The answers are here at Bank of Alameda. We have a wide variety of competitive rate loan programs, fixed rate and adjustable. In addition, if you are refinancing your home to improve your rate or receive additional cash out for home improvements, college education, debt consolidation or other reasons you will find the loan that is right for you.

Contact
Kwang Chong, Mortgage Agent, (510) 748-8403

chongk@bankofalameda.com

Home Equity Lines of Credit (HELOC)
Turn the equity you have built in your home into cash. Use the approved credit limit to pay tuition, purchase a car or take a vacation.

Home Equity Loans
A fixed rate loan with repayment periods of up to 15 years. Use the equity in your home for home improvements, a vacation home, or other personal expenses.

Contact
Ana Long, A.V.P., Consumer Lending, (510) 748-8402
 




 
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Bank of Alameda is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.