Personal Savings Brochure
PERSONAL
SAVINGS
Traditional, flexible savings account with interest
compounded daily.
| Description: |
Interest-bearing savings account |
| Interest: |
All balances |
| Account features: |
Unlimited withdrawals in person, limited
to six pre-authorized withdrawals per statement cycle. |
| Average daily ledger balance to avoid service
charge: |
$500 |
| Monthly service charge: |
$5 |
| Initial deposit to open account: |
$200 |
Activity based service charges:
(not waived by meeting balance requirement) |
$1 per non-exempt transfer over six |
YOUNG
SAVERS
The perfect account for starters
under 18.
| Description: |
Interest-bearing savings account |
| Interest: |
All balances |
| Account features: |
Unlimited deposits and unlimited withdrawals in person.
Limited to six pre-authorized withdrawals per statement cycle. |
| Monthly service charge: |
None (Normal Personal Savings charges apply when Minor becomes 18 years old.)
|
| Minimum initial deposit to open account: |
$25 |
| Activity based service charges:
(not waived by meeting balance requirement)
|
$1 per withdrawal non-exempt transfer over six
|
HEALTH SAVINGS ACCOUNT
To help manage your Health &
medical expenses for High Deductible Health Plans (HDHP)
| Description: |
Interest-bearing savings account |
| Interest: |
Two tiers — up to $14,999.99,
$15,000.00 and above |
| Account features: |
Unlimited deposits and transfers. Check writing
capability and VisaŽ Health Savings Check Card. |
| Annual service charge: |
$25 |
| Minimum initial deposit to open account: |
$0 |
MONEY
MARKET SAVINGS
Earns a higher rate of interest than checking and regular
savings accounts, while providing you with easy access
by check.
| Description: |
Money market rate savings account |
| Interest: |
Five tiers — up to $9,999.99,
$10,000.00–$24,999.99, $25,000.00–
$249,999.99, $250,000.00 - $499,999.99, $500,000.00 and above |
| Account features: |
Unlimited withdrawals in person, limited to six
transfers or withdrawals to third parties per statement cycle,
three may be by check. |
| Average daily ledger balance to avoid service
charge: |
$2,500 |
| Monthly service charge: |
$20 |
| Minimum initial deposit to open account: |
$1,000 |
Activity based service charges:
(not waived by meeting balance requirement) |
$10 per non-exempt transfer over six |
CERTIFICATE
OF DEPOSIT
Enjoy higher rates plus peace
of mind with our FDIC-insured certificates. With
FDIC insurance, your deposits are covered up to $100,000
in the case of bank failure. Lock
in your rate for as few as seven days to as long
as five
years. Please call our
branch representatives for current rates.
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