Bank of Alameda’s Online Privacy Policy

Bank of Alameda’s Online Privacy Policy explains how we may collect information from you online when you visit the Bank of Alameda Web site. The Online Privacy Policy, effective as of January 17, 2008, is subject to change.

Privacy Policy
Additional protections provided by the Bank of Alameda Privacy Policy may also apply. This policy explains our collection, use, disclosure, retention, and security of consumer information.

Cookies
Cookies are pieces of information stored directly on your computer. Bank of Alameda may place cookies on your hard drive for security purposes and to expedite site navigation. Cookies and similar files that we place on your computer do not contain any personal information unless encrypted, and we do not use cookies or other files to track your use of other web sites.

Bank of Alameda uses cookies to display information more effectively online and to gather data about your use of our website. Cookies allow us to collect technical and navigational information such as the date and time our site was accessed, the IP address of your computer, and the Web browser used.

Bank of Alameda uses cookies during your Online Banking session for security purposes. Any time a cookie is used your personal information is encrypted and used solely to support your Online Banking session.

You are not required to accept cookies. However, if you choose not to do so you may experience some inconvenience in your use of some online products and certain online products, such as Online Banking, require the use of cookies and similar files. To restrict or reject the use of cookies, you will need to follow the instructions provided by your Web browser.

Collecting your information
When you visit our Web site, we may collect information in order to service your accounts, save you time and money, and better respond to your needs. We may collect information that you provide to us online in applications and other forms, as well as personally identifying information such as your name, address, and Social Security Number.

How Bank of Alameda shares information
Bank of Alameda may share information we collect from you online with companies that provide services for us. All non-affiliated companies that act on our behalf and receive customer information from us are contractually obligated to keep the information we provide to them confidential and to use the information we share only to provide the services we ask them to perform. These companies may include financial service providers such as payment processing companies, and non-financial companies such as check printing and data processing companies.

We also may disclose customer information we collect about you online to credit bureaus and similar organizations and when required or permitted by law. Customer information may also be disclosed to companies that process your requests for products. We also may share customer information outside Bank of Alameda companies when we have your consent.

For more information on how Bank of Alameda shares your customer information, please refer to the Bank of Alameda Privacy Policy.

Accuracy of your information
Keeping your account information accurate and up to date is very important. If your account information is incomplete, inaccurate, or not current, please call, write, or email us at the telephone number or addresses listed in the Contact Us section of our website. If you choose to email us regarding inaccurate information, do not include personal identifying information in the email as email is not secure.

Linking to other sites
We may provide links to non-Bank of Alameda companies, such as merchants. If you choose to link to Web sites not controlled by Bank of Alameda, we are not responsible for the privacy or security of these sites, including the accuracy, completeness, reliability, or suitability of their information. If you are asked to provide information on one of these Web sites we strongly urge you to carefully study their privacy policies before sharing your information. You will receive notification that you are leaving the Bank of Alameda Web site when links take you outside of our own site.

Protecting your children
We do not knowingly market to or solicit information from children under 13 without parental consent. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents. To learn more about protecting your children’s and your personal information, see the Identity Theft and Internet Fraud Warnings sections of our website.

Changes to Bank of Alameda’s Online Privacy Policy
If we make changes to the Online Privacy Policy we will revise the Online Privacy Policy to reflect such changes and update the policy's effective date.